Financial health means having day-to-day financial systems in place to manage income and expenses. It means having resiliency against unexpected shocks in the form of accessible financial options to handle ups and downs.

U.S. Financial Diaries Case study: Sandra Young, 52, is an African American woman living in Brooklyn with her grown children: Tyler, 25, and Kayla, 24.

Millions of Americans do not have access to small-dollar credit or only have access to high-cost, low quality small-dollar credit products that too often lead them into a cycle of repeat usage and mounting debt.

Learn about the eight financial projects chosen by the Center for Financial Services Innovation (CFSI) to receive grants through the 2012 Financial Capability Innovation Fund II.

Read case studies and discover recommendations for using prepaid cards to promote financial health by helping consumers spend, save, and manage their money.

Learn the fundamentals of financial health, including what it means, why it matters, how to track it, and how your organization can use innovation to improve consumers' financial outcomes.

From the U.S. Financial Diaries: 83 Charts to Describe the Hidden Financial Lives of Working Americans.

The Compass Guide to Prepaid defines industry-wide best practices for the design and delivery of GPR prepaid card accounts.

Increasingly, underserved Americans are turning to prepaid cards to meet their basic financial services needs.

Read findings from the Center for Financial Services Innovation's (CFSI) study into consumer needs, behaviors, and perceptions around secured credit card products.

Learn how customers, borrowers, and firms feel about the perceived and actual costs and benefits of full-file credit reporting by nonfinancial service providers, such as utilities.

This research paper describes some of the strategies that three major banks are using to supplement current disclosure practices, including working directly with the legal disclosures to improve readability and clarity.