Direct-to-Consumer EWA Still Poses “Debt Trap” Risk, New CRL Report Argues
After a long two weeks on the road, I’m finally back home in the Netherlands (if a bit jet lagged.) I’m 3/7ths of the way through my fall conference circuit, with Finovate, MX’s Money Experience Summit, and LoanPro’s Salt Flats Summit behind me.
Which Benefits Do Today’s Workers Need Most?
With open enrollment season approaching, Members gathered to explore new research on essential benefits and strategies to boost worker financial health.
Financial Health Pulse 2025: Financial Health Challenges Persist, Student Debt and Insurance Raise New Alarms
Lower-income, lower-wealth households saw modest gains in savings and debt manageability, while concerns rise over insurance adequacy and impacts from resumed student loan repayment.
Better banking for all through financial wellness
Only 46% of U.S. adults have enough emergency savings to cover three months of expenses, according to a survey by Bankrate.
Checks going away soon for Social Security, most federal payments
Consumer advocates say the phase-out could create headaches for seniors and other beneficiaries who don't move to direct deposit or other options by Sept. 30.
EMERGE 2025 Reflection: Game On! ING Trailblazes with Innovative Financial Health Measurement
Working together to embed financial health into the DNA of banking and financial services will be more sustainable and effective than trying to mandate and regulate it.
2025 Sees Rise in Americans Living Paycheck to Paycheck
A growing share of U.S. workers are struggling to cover expenses as everyday costs continue to weigh heavily on household budgets, according to new survey findings.
Still Striving for Financial Independence: Becky’s Story
Entering adulthood has come with ‘curveballs’ that her parents never faced, and an increasingly uneven playing field to catch up.
Financial wellness benefits that help — and hurt — employees
Financial wellness benefits should be helping employees improve their financial health, but impractical and ineffective benefit offerings are actually hurting their chances at stability.
As gig workers become more common, how can HR meet their financial needs?
As inflation remains high and economic concerns persist, financial struggles are hitting workers across industries and job levels—but one talent pool may be facing particularly challenging times, necessitating strategic involvement from HR, experts say.
Deep Dive: Building Financial Resiliency
Last month, I spoke at an event hosted by the Federal Reserve. The theme of the event was “Unleashing a Financially Inclusive Future”.
600 Job Applications, No Offers: Zerui’s Story
After earning his master’s with honors last year, Zerui is getting by on low-wage work while he continues to apply for jobs. Still, he remains hopeful.