U.S. Financial Diaries: Savings plays a central role in conversations about American household finance. Surveys suggest that few American households save enough for retirement, nor are Americans adequately prepared for emergencies

Standard financial literacy curricula recommends that households should have at least three months of income set aside in emergency savings.

U.S. Financial Diaries Case study: Mateo Valencia, 31, and Lucia Benitez, 30, are an unmarried couple living in Queens with their four year-old son Pablo.

This report reveals that American consumers spent $103 billion in fees and interest revenue in 2013, generated from a volume of $1.3 trillion in financial activity.

Read case studies and discover recommendations for using prepaid cards to promote financial health by helping consumers spend, save, and manage their money.

This report examines the significant volume of recent investment activity in the FinTech market for financially underserved consumers. This consumer finance segment is a dynamic and growing space.

Increasingly, underserved Americans are turning to prepaid cards to meet their basic financial services needs.

The financial crisis and economic downturn have reshaped the financial services landscape.

The need for new ideas to improve Americans’ financial capability has been evident throughout the recent recession.

Almost one-third of the 30 million U.S. households who are unbanked or underbanked borrow to pay for small-dollar, short-term needs.

There are few affordable short-term, small-dollar credit products in the marketplace that meet borrowers’ immediate needs and that help put them on a path toward financial prosperity.