“LIFT” by Filene Research Institute
Filene’s LIFT (Lower Interest For Timeliness) program offered interest rate reductions to borrowers who made timely loan payments.
Mike Smith Household Profile: Keeping Control by Relying on Cash
U.S. Financial Diaries: Mike Smith, a single man in his mid-50s, lives in a two-bedroom, one-bathroom house in Kentucky, in a small town near the Ohio River.
The Financial Health Network Comment Letter on OCC’s Proposed Deposit Advance Products
There is no one-size-fits-all credit product. Credit products are important tools for consumers’ financial management, but they need to be matched with the needs of the consumer.
Infographic: Compass Principles
Discover the Compass Principles through this informative infographic.
Highlights from the 4th Annual Underbanked Financial Services Forum
This paper outlines some of the major themes which emerged during Fourth Annual Underbanked Financial Services Forum, in 2009, inlcuding an exploration of the heterogeneity of underbanked market segments