What’s Holding Back Consumers From Using AI Financial Tools?
Financial institutions face multiple challenges driving customer adoption of AI financial tools.
Pulse Points: Main Gig or Side Hustle? Nontraditional Work and Financial Health
More than 1 in 10 working adults holds a nontraditional job. How is this growing and diverse sector of the American economy faring financially?
Overdraft, NSF Fees Bigger Burden Than Previously Estimated
In 2024, consumers spent $12.1 billion on overdraft and NSF fees – approximately 48% more than previously thought.
Wall Street to Main Street: Who Accesses Non-Retirement Investment Accounts?
A new FinHealth Spend Product Spotlight reveals disparities in ownership of these wealth-building tools.
Closing the Racial Wealth Gap With Financial Asset Ownership
A new program aims to equip Black students with the tools and confidence to participate in the stock market.
Financial Solutions Lab: Innovating To Improve Financial Health
Over its nearly 10-year tenure, this cross-sector initiative spurred a new generation of solutions that positively influenced the lives of millions.
Pulse Points: Disparities in Credit Scores and Length of Credit History
How is credit history related to race and ethnicity, and what steps can financial service providers take to address credit health inequities?
Climate Disaster and Renters Insurance: Who’s Protected?
A new FinHealth Spend Spotlight finds many renters don’t hold renters insurance – and those who do still face climate-related risks.
Strengthening Financial Health for Climate Resilience
Climate hazards have massive financial impacts on households, especially ones that are already struggling. What do they need to be financially resilient in the face of a changing climate?
Financial Health Solutions: Driving Change Through Measurement
By adopting these four measurement best practices, financial institutions can better understand and improve the impact of their financial solutions.
Exploring the Link Between Housing and Healthcare Costs and Weather Events
Households that experienced a weather event were also more likely to face a range of unexpected housing- and health-related expenses.
Responding to Reform: Overdraft in 2023
After pivotal reforms in 2022, this FinHealth Spend Product Spotlight sheds light on the state of overdraft fees today, how consumers use overdraft, and potential implications for financial institutions and policymakers.