Financial Health Pulse® 2022 U.S. Trends Report
Our 2022 U.S. Trends Report tells a far different story than prior years. Data from the nationally representative probability-based Pulse survey, fielded in April and May 2022, show that financial health declined for the first time in the project’s five-year history.
Financial Health Pulse Research 2022
2022 marked the five-year anniversary of the Financial Health Pulse® as a leading resource for insights on the financial well-being of people across America. This year also brought historic challenges to financial health, as the percentage of Financially Healthy people declined for the first time in Pulse’s five-year history.
Financial Health Pulse Research 2021
In the second year of the COVID-19 pandemic, consumers continued to face disruptions and impacts to their financial health. Through analysis of transaction and survey data, these reports and briefs explore trends around pandemic relief, emergency savings, medical and caregiving needs, and disparities among socioeconomic groups.
Financial Health Pulse Research 2020
2022 marked the five-year anniversary of the Financial Health Pulse as a leading resource for insights on the financial well-being of people across America. This year also brought historic challenges to financial health, as the percentage of Financially Healthy people declined for the first time in Pulse’s five-year history.
Financial Health Pulse Research 2019
Despite a strong year of economic growth, the financial health of Americans have not changed significantly since the past year. Through analysis of transaction and survey data, these reports and briefs highlight how a majority of Americans continue to struggle financially and remain unprepared for financial shocks.
Financial Health Pulse Research 2018
The first-ever Pulse report was designed as an annual benchmarking survey and financial data analysis that could provide recurring insights into the ever-changing nature of Americans’ financial health. Bringing together all aspects of a person’s financial advice via survey analysis, these reports and briefs tell a holistic story of the state of America's financial health.
When to Use Survey and Administrative Data for Financial Health Measurement: Lessons from the Financial Health Pulse
Combining survey and administrative data can offer more nuanced insights for financial institutions on customer needs and potential solutions.
Pulse Points: Savings Dwindled as Spending Increased in Q4 2021
Consumers spent more money on recreation and eating out during the 2021 holiday season than during the 2020 holiday season, but many remain vulnerable as government relief programs expire and inflation continues. This brief examines the factors that may shape financial health in the early months of 2022.
Financial Health Research: Expanding Our DEI Lens
As part of our DEI commitment, the Financial Health Network is updating our survey questions and analysis around ethnicity, gender, LGBTQIA+ status, and ability.
Pulse Points Fall 2021: How Families Are Using Child Tax Credits
New Pulse transactional data suggests that child tax credit payments have had a positive financial impact on recipients, particularly those who experienced hardship in the past.
How paid leave can be a financial safety net for your employees
During this past year, we’ve heard countless stories about workers having to take time off or quit their jobs to tend to a serious illness or care for loved ones throughout the pandemic.
Financial Uncertainty in America: 2021 Financial Health Pulse Shows Government Aid Improved Financial Health but Gains at Risk as Relief Programs Subside and Pandemic Lingers
Two-thirds of Americans still financially unhealthy with particular challenges facing women, LGBTQ+ communities, and people with disabilities; inequities remain by race and gender.