Financial Health Impact Lab: Innovation Highlights
Developing and testing innovative solutions is key to advancing financial health. That’s the driving force behind the Financial Health Impact Lab – a program that supports the groundbreaking work of organizations at the forefront of financial health measurement, like those profiled here.
Financial Health Solutions: Increasing Savings with a Choice at Onboarding
How can employers encourage workers to build their savings? Even, an employer-based earned-wage access platform, partnered with the Financial Health Leaders Lab to test the impact of presenting savings as an active choice during onboarding to its app.
Financial Health Solutions: Boost Savings with Challenges and Empowering Messages
How can competitions influence more people to build their savings? SaverLife, a nonprofit focused on helping working families to save and invest in their futures, partnered with the Financial Health Leaders Lab to test several approaches.
Finding Out What Works
How do companies supporting the financial health of their customers and employees know which interventions are most effective? Here, we explore how a behavioral team operates within a financial services company to develop insights to create effective financial health solutions.
Financial Health Solutions: Using Tax Refunds for Debt Repayment
As consumers around the world struggle to manage debt, learn about the impacts of digital initiatives on debt repayment during tax refund season.
Motivating Change: Behavioral Economics and Financial Health
By Heidi Johnson Director, Financial Health Network Director Heidi Johnson joined the Financial Health Network team in 2019 to lead our work applying behavioral insights to the design and delivery of financial health products. She comes to our organization from the Consumer Financial Protection Bureau, where she led a behavioral research program and contributed to…
How to Manage Money in a Pandemic: A Behavioral Research-Based Approach
We have compiled behavioral science research on financial decisions to understand the challenges people may be facing and share our tips for how to spend savings and rework bills and debt to support financial health in a pandemic.
Piggymojo: The Thrill of Impulse Savings
Armed with a Financial Capability Innovation Fund grant from the Financial Health Network, Piggymojo is transforming the way people think about savings.
D2D Fund: Save to Win – The Success of Prize-Linked Savings
Many families are faced with critical choices when it comes to managing household income. General expenses and entertaining or ‘fun’ purchases often overshadow important financial priorities.
Making the Shift from Financial Education to Financial Capability
The need for new ideas to improve Americans’ financial capability has been evident throughout the recent recession.
Highlights of the Fifth Annual Underbanked Forum
As this year’s Forum made clear, the underbanked financial services industry is in a period of progress.
From Financial Education to Financial Capability: Opportunities for Innovation
The recent financial crisis has revealed that Americans at all income levels exhibit difficulty in managing their finances and are ill-prepared to weather economic stresses.