Financial Lives After 50: Rethinking the Golden Years
Discover key insights about the financial challenges and choices facing low- to moderate-income people ages 50 and over.
Retirement
Saving for retirement is essential to financial health, but rising costs of financial obligations like healthcare and student loans prevent many people from preparing for life after work. Providers can earn the loyalty and trust of these consumers by offering retirement guidance and effective savings solutions. Explore our research and resources on the connections between day-to-day financial challenges and long-term financial health, then partner with the Financial Health Network to bring better long-term savings solutions to those that need them most.
Featured Content
Redesigning the Financial Roadmap for the LMI 50+ Segment
Using data from the U.S. Financial Health Pulse, the Financial Health Network identifies five challenges for the LMI 50+ and opportunities for providers to support this fast-growing segment.
Feb 11, 2019
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Wall Street to Main Street: Who Accesses Non-Retirement Investment Accounts?
A new FinHealth Spend Product Spotlight reveals disparities in ownership of these wealth-building tools.
Mar 10, 2025
Guardian: Empowering Retirees’ Financial Confidence With Insurance Benefits
Amidst a “silver tsunami,” many retirees face a gap in their insurance. Learn how Guardian is empowering retirees to take charge of their financial well-being.
Oct 15, 2024
Behavioral Design Guide: A Financial Health Approach to Employer-Sponsored Retirement Savings Plans
Learn how to design employer-sponsored retirement savings plans that support worker financial health by improving participation, savings behavior, and savings balances.
Sep 20, 2024
The State of Retirement Security in America
Americans across all income levels are struggling to save enough for a financially secure retirement. What’s driving retirement insecurity, and how can employers help?
Jun 24, 2024
A lifetime of caring for others is leaving mothers broke in retirement
Mothers make a lot of sacrifices for their children, and many do so joyfully. But they may not realize that those tradeoffs could threaten their ability to provide for themselves in their later years.
Apr 26, 2023
In Their Words: What Older Adults Struggling Financially Need
Despite the recent stimulus, increased vaccinations, and gathering momentum of reopenings across the country, millions are still struggling with their financial health. Ongoing economic uncertainty, job loss, and physical health concerns have caused many to shift financial priorities just to stay afloat. In the Financial Health Network’s latest…
Mar 30, 2021
Designing Digital Financial Advisory Tools for Low-to-Moderate Income Older Adults
Most low-to-moderate income (LMI) older adults are financially challenged to reach retirement and maintain their quality of life as they age. This report showcases research insights and design features that financial service providers can leverage to better support the needs of this group as they approach retirement, produced in partnership with the Institute of Consumer Money Management.
Feb 25, 2021
Heidi Johnson Helps Older, Low-Income People Manage Their Money
So many research studies about Americans’ personal finances focus on affluent adults and their retirement savings. But Heidi Johnson, director of behavioral economics for the nonprofit Financial Health Network, has put a spotlight on the money challenges of low- and moderate-income people 50 and older. More specifically: how financial institutions and personal finance apps often […]
Dec 14, 2020
Hey, Personal Finance Apps: How About Serving Older People?
What online and mobile money tools do wrong and how to fix it Read the Article >>
Jul 22, 2020
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