Pulse Points Spring 2021: The Effects of Stimulus Payments and Tax Refunds on Consumer Finances
Stimulus payments and tax refunds caused account inflows to spike 33% in January and 42% in March, according to analysis from our new Pulse Points series.
FinHealth Spend Report 2021
With this report – an evolution of our Financially Underserved Market Size Study – we shed light on how much households paid for a variety of everyday financial products and services in 2020, through lenses of financial health, income, race, and ethnicity.
What's New
Overdraft, NSF Fees Bigger Burden Than Previously Estimated
In 2024, consumers spent $12.1 billion on overdraft and NSF fees – approximately 48% more than previously thought.
Closing the Racial Wealth Gap With Financial Asset Ownership
A new program aims to equip Black students with the tools and confidence to participate in the stock market.
Pulse Points: Disparities in Credit Scores and Length of Credit History
How is credit history related to race and ethnicity, and what steps can financial service providers take to address credit health inequities?
6 Reasons the Middle Class Could Financially Struggle in 2025
The middle class as we know it emerged in the post-World War II era. This cohort, sandwiched between the wealthy and the working class, makes up the biggest percentage of Americans, but that could be changing.
“It’s The Economy, Stupid:” Why America Should Measure Financial Health
As political pundits dissect the election results, one message has become abundantly clear: the economy is not working for many Americans.
From Inclusion To Mobility: How CDFIs Use Measurement To Serve Communities
Long considered the “on-ramp” to financial services for underserved communities, many CDFIs are shifting their focus to support financial health.
Financial Health Pulse: U.S. Financial Health Trends and What We Can Do About Them
Since 2018, the Financial Health Network has conducted the Financial Health PulseⓇ research initiative to identify national financial health trends.
J.D. Power Study Finds Cash Back Credit Cards Are More Popular As Financial Pressures Mount
As consumers grapple with high inflation and rising credit card balances, they’re shifting away from travel rewards in favor of cash back credit cards, according to the J.D. Power 2024 U.S. Credit Card Satisfaction Study.
Financial Health Pulse 2024: 70% of Americans Remain Financially Unhealthy as Day-to-Day Financial Health Weakens, Middle Income Households Hit Especially Hard
Latest report on America’s financial health reveals stark contradictions depending on whether a household has credit card debt or investments; middle income households see sharp drop in ability to manage debt.
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