Pulse Points Spring 2021: The Effects of Stimulus Payments and Tax Refunds on Consumer Finances
Stimulus payments and tax refunds caused account inflows to spike 33% in January and 42% in March, according to analysis from our new Pulse Points series.
FinHealth Spend Report 2021
With this report – an evolution of our Financially Underserved Market Size Study – we shed light on how much households paid for a variety of everyday financial products and services in 2020, through lenses of financial health, income, race, and ethnicity.
What's New
Building Wealth: Empowering Black Small Business Owners Through Investing
A new program shows promise for increasing stock market participation and investing confidence among Black entrepreneurs.
The $5 Limit on Overdraft Fees May Soon Be Struck Down
The cap, approved last year, never took effect, though some banks voluntarily lowered or eliminated their fees. Here are some tips on how to avoid or reduce your costs.
Consumers Paid $12.1B In Overdraft/NSF Fees in 2024—Credit Union Members Hit Harder Than Bank Customers
The data, from the Financial Health Network (FHN), shows those expenditures are approximately 48% more than the company previously thought and that CUs are grabbing a big share of the total overdraft fee market.
Credit unions’ reliance on overdraft fees comes into focus
Americans are paying far more in overdraft-related fees than previously known, with credit unions collecting almost all of the uncounted revenue, according to a new study.
Overdraft, NSF Fees Bigger Burden Than Previously Estimated
In 2024, consumers spent $12.1 billion on overdraft and NSF fees – approximately 48% more than previously thought.
Closing the Racial Wealth Gap With Financial Asset Ownership
A new program aims to equip Black students with the tools and confidence to participate in the stock market.
Pulse Points: Disparities in Credit Scores and Length of Credit History
How is credit history related to race and ethnicity, and what steps can financial service providers take to address credit health inequities?
6 Reasons the Middle Class Could Financially Struggle in 2025
The middle class as we know it emerged in the post-World War II era. This cohort, sandwiched between the wealthy and the working class, makes up the biggest percentage of Americans, but that could be changing.
“It’s The Economy, Stupid:” Why America Should Measure Financial Health
As political pundits dissect the election results, one message has become abundantly clear: the economy is not working for many Americans.
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