Pulse Points Spring 2021: The Effects of Stimulus Payments and Tax Refunds on Consumer Finances
Stimulus payments and tax refunds caused account inflows to spike 33% in January and 42% in March, according to analysis from our new Pulse Points series.
FinHealth Spend Report 2021
With this report – an evolution of our Financially Underserved Market Size Study – we shed light on how much households paid for a variety of everyday financial products and services in 2020, through lenses of financial health, income, race, and ethnicity.
What's New
From Insight to Impact: The Next Phase of Financial Health Measurement
As the field of measurement matures, we are refining our pioneering FinHealth Score® framework to meet the needs of a new era.
Peer-to-Peer Payments: Beyond Splitting the Bill
Since emerging in the early 2010s, peer-to-peer payments have become part of modern life. What do household usage trends reveal about financial health?
Unbanked, Underbanked, or Something Else Entirely?
As digital wallets, online banks, and fintech apps become everyday tools, the meaning of financial inclusion is shifting. Are our metrics keeping pace?
Cook County residents see slight gains in financial well-being — but inequities persist
Cook County residents are faring slightly better financially since 2022, but "entrenched" inequities along racial lines still mean minorities are not as financially stable as white families in the Chicago area, according to a new report.
2025 Financial Health Pulse® Chicago Trends Report Reveals Cook County Residents See Modest Gains in Financial Health, but Stark Regional Gaps Persist
The new report underscores geographic and demographic differences in financial well-being in the Chicago region.
Financial Health Pulse® 2025 Chicago Trends Report
The 2025 Chicago Trends Report finds that financial vulnerability in Chicago has declined slightly since 2022, signaling resilience amid ongoing economic pressure. This place-based analysis shows that while stark neighborhood disparities persist across wealth, homeownership, and financial stability, targeted solutions can build on pockets of resilience.
Bank of America: Playing the Long Game Through Responsible Growth
One of the nation’s largest banks partnered with the Financial Health Network as it built a new enterprise strategy with customers at the core.
Overdraft fee income is on the rise at these big banks
Several large U.S. banks collected more overdraft-fee revenue during the first three quarters of 2025 than in the same period a year ago.
The penny’s dead. Your credit card might cost more. What now?
The penny is history, and retailers across the country are trying to figure out how to adapt. Meanwhile, a settlement between credit card companies and merchants could mean new fees, or even declined cards, at the checkout.
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