Finance

Member Exclusive

Member Summit 2020: Policy Small Group

Learn effective ways to address racial disparities in financial health as our Members discuss the roles of policymakers and financial institutions, including banks and fintechs.

How Financial Institutions Can Structure Small-Dollar Credit for Financial Health

Recent regulatory developments have opened opportunities for lenders – particularly banks – to offer small-dollar credit. Data shows that investing in customers’ financial health results in greater long-term loyalty and profitability. In this brief for financial institutions and other lenders, the Financial Health Network offers a series of recommendations for supporting the short and long-term financial wellness of small-dollar credit customers.