Insights from the Financial Solutions Lab
This report shares lessons learned over the past five years of close collaboration and support for fintech solutions big and small. Our hope is that it serves as an invitation to join our efforts to improve the financial health of all Americans.
Financial Solutions Lab Impact Report
The Financial Solutions Lab Impact Report outlines how the Lab’s model has performed in positively impacting companies, the market, and ultimately, consumers’ financial health.
From Innovation to Impact
Our signature innovation program, the Financial Solutions Lab, is a $60 million, 10-year initiative managed by the Financial Health Network in collaboration with founding partner JPMorgan Chase and with support from Prudential Financial. The Financial Solutions Lab’s mission is to cultivate, support, and scale innovative solutions that advance the financial health of low- to moderate-income individuals and vulnerable communities.
- The factors that influence financial health are complex and interconnected, requiring fresh approaches to products, programs, and partnerships that enable everyone to thrive.
- As the leading voice of the financial health movement, we combine research, testing, expert guidance, and a supportive network to help businesses innovate effectively.
- Through our Financial Solutions Lab initiative, we’ve helped 250+ organizations uncover innovative ideas to move the needle on financial health.
Explore More Innovation
Four Out of Five Americans Were Financially Unhealthy at Least Once Over Last Five Years
Novel five-year research uses proprietary Financial Health Pulse data, the nation’s benchmark measurement for finhealth, to provide a unique look at life events, income and other factors that most impact individual financial health over time.
Financial Health Pulse® 2022 U.S. Trends Report
Our 2022 U.S. Trends Report tells a far different story than prior years. Data from the nationally representative probability-based Pulse survey, fielded in April and May 2022, show that financial health declined for the first time in the project’s five-year history.
When to Use Survey and Administrative Data for Financial Health Measurement: Lessons from the Financial Health Pulse
Combining survey and administrative data can offer more nuanced insights for financial institutions on customer needs and potential solutions.
Financial Health Pulse: 2021 U.S. Trends Report
Discover how Americans’ financial health outcomes have changed as COVID-19 continued to create unprecedented disruptions.
Unpaid and Unprotected: How the Lack of Paid Leave for Medical and Caregiving Purposes Impacts Financial Health
Paid leave for medical and caregiving purposes can help workers cope in challenging times.
Pulse Points Summer 2021: The Impact of Stimulus Payments and Reopening the Economy
From April 1 to June 30, 2021, Americans balanced saving and new spending opportunities, with minimal changes in earned income.
Innovation Capabilities
Scale Your FinHealth Startup
Find funding, mentorship, educational resources, and a collaborative community for early-stage fintechs and nonprofit-fintech partnerships through our Financial Solutions Lab programs.
Test an Innovation
The Financial Health Leaders Lab offers rigorous testing support informed by behavioral science, helping businesses identify which products and services work for improving financial health.
Learn from Our Network
Exchange ideas and explore partnerships with others committed to financial health innovation through our membership network and EMERGE learning community.
Get Hands-on Help
Need more guidance on the path to financial health innovation? Our consulting team can map a customized engagement around your business, challenges, and goals.
Get Involved
See What We Do
Innovation is at the heart of all we do at the Financial Health Network. See the full list of our programs, thought-leadership, and services here.
Join Our Events
We partner with leading firms and institutions all year around to provide thoughtful engagements and events. Register to one of our upcoming events, today.
Dive Into Research
We offer in-depth analysis and consumer perspectives you won’t find elsewhere. See our latest research to help inform and guide your organization in building its financial health strategy.
Become a Member
Our members are engaged in a joint effort to improve customers’ financial health through innovation. Join over 160 like-minded organizations committed to creating the future of financial health.