Strategies To Encourage Credit Score Monitoring Among Young People
A significant portion of young adults don’t regularly check their credit scores, but financial institutions can help turn this trend around.
Response: Treasury’s Request for Information on Financial Inclusion
The Financial Health Network (FHN) appreciates this opportunity to respond to the U.S. Department of the Treasury’s Request for Information on Financial Inclusion (RFI). The subject of this RFI, and the questions the Treasury has posed, go to the heart of The Financial Health Network’s mission and the journey that we have been on as an organization since our founding 20 years ago this spring.
Comment of the Financial Health Network: Required Rulemaking on Personal Financial Data Rights
The Financial Health Network appreciates this opportunity to comment on the CFPB’s Notice of Proposed Rulemaking (NPRM) on “Personal Financial Data Rights” issued pursuant to § 1033 of the Dodd-Frank Act.
Measurement for Systems Change: Lessons From the Financial Health Pulse®
Financial Health Pulse research has helped shape a new era of financial health solutions. What can it teach us about using data to drive systems change?
Life Insurance in America: Understanding and Closing Coverage Gaps
Many families lack any life insurance. Who holds life insurance, who should own it, and what can we do to better protect families?
BECU: Leading With Data To Advance Financial Health
BECU’s journey to improve member financial health led to a new strategy, an increase in data-driven initiatives, and positive outcomes for its members.
Behavioral Design Guide: Tools To Manage Spending
See how to design tools that help people manage their spending and improve financial health outcomes by applying promising approaches from behavioral science.
Exploring Earned Wage Access as a Liquidity Solution
Earned wage access holds promise as a way to help workers solve short-term liquidity needs, but how are real users actually relying on this product?
Even as Inflation Declines, People in the U.S. Seek Ways To Cope
A recent Financial Health Pulse® survey finds half of people in the U.S. are using four or more strategies to cope with inflation, such as relying on charities or food banks.
Can Government-to-Person Payment Partnerships Increase Financial Inclusion?
Industry partnerships to deliver government payments may help bring more people into the banking system – but we need to learn more about them first.
Understanding the Mental-Financial Health Connection
For the first time, we explore what's known about the deep relationship between financial and mental health challenges – and what’s left to uncover.
Financial Health Pulse® 2023 U.S. Trends Report
After reaching a historic high in 2021, our 2023 U.S. Trends Report finds that the financial health of Americans has declined to pre-pandemic levels.