EMERGE Insights 2021
EMERGE Insights is back on Wednesday, November 3. Join this free virtual event to find out about the global economy in the pandemic and what our current state of the world is telling us about where the future is headed.
Financial Health Solutions: Targeting Small-Dollar Savings Suggestions to Low-Balance Customers
In partnership with BECU, the largest credit union in Washington state, this study examines the impact of a new mobile app savings feature, Quick Save, which allows members to spontaneously transfer small amounts to their savings accounts with the swipe of a button.
EMERGE Insights 2020
See the recordings from our October 2020 virtual event, EMERGE Insights.
On the Front Lines: How LMI Workers Coped During the COVID-19 Pandemic
Key Finding: Low- to moderate-income (LMI) frontline workers are less likely to be Financially Healthy than non-frontline LMI workers.
Pulse Points Spring 2021: The Effects of Stimulus Payments and Tax Refunds on Consumer Finances
Stimulus payments and tax refunds caused account inflows to spike 33% in January and 42% in March, according to analysis from our new Pulse Points series.
Measuring the financial health of Americans
Despite the vast data collected by our government, we lack an accepted method of assessing financial health. Learn why we must measure not only each household’s annual income but also its annual spending, saving, borrowing, and planning habits to identify communities whose financial health is poor, deteriorating, or failing to keep pace with overall improvements.
Performance
In this session, hear perspectives from other companies already measuring financial health – the tools they use, and the ways they turn the data into action and impact.
3 Approaches to Using Administrative Data To Measure Financial Health
Choosing the best approach to implement will depend on a company’s proposed use case, available data types, and resources available for analysis.
Why Nonprime and Prime Customers Need Flexibility Post-Pandemic
As a company focused on serving those consumers who may be shut out of traditional borrowing opportunities, Elevate understands that access to safe, affordable credit is as important as ever in enabling Americans to achieve financial security. Presented by Elevate
New Pulse Data Shows Stimulus Payments Jump Started Spending But Funds Slowest to Reach Low-Income Individuals
Chicago, IL, May 20, 2021 (GLOBE NEWSWIRE) — The Financial Health Network, the nation’s authority on financial health, with support from the Citi Foundation, today released its first Financial Health Pulse Points brief featuring transactional data that highlights the effects of the two federal stimulus payments and tax refunds issued in early 2021 on account […]
Why Financial Health Disparities Continue to Widen
One year into the COVID-19 global pandemic, new data from the U.S. Financial Health Pulse shows that Black and Latinx communities are continuing to disproportionately struggle amidst the ongoing public health crisis, and that financial health disparities appear to be widening by race and ethnicity as a result of the ongoing pandemic.
New Financial Health Pulse Data Shows Millions of Americans Still Financially Struggling Amid Ongoing Pandemic
Food insecurity and fear of eviction pervasive among those hardest hit financially by pandemic with many borrowing money or cutting back on healthcare visits and medication