Join us for an intimate session with disability experts and individuals with lived experience as they discuss what it will take to create an equitable system. Featuring brand-new research from the Financial Health Network and Principal® Foundation.

Drawing on insights from the most recent research – including the 2023 Financial Health Pulse® U.S. Trends Report and the 2023 FinHealth Spend Report – this session will paint a nuanced picture of Americans’ financial health and the challenges they face today.

EMERGE Insights 2023 is the place for finhealth leaders across sectors to join together, identify urgent needs, and prepare to do their best work yet.

Low- and moderate-income households face daily financial challenges, which have been intensified by the pandemic and the continued racial wealth gap. Financial institutions like Bank of America can address these barriers to financial health through programs like Community Banking. In this video, Bank of America’s Head of Community Banking and Consumer Governance Christine Channels explains how its unique Consumer Banking program supports underserved communities and small businesses alike on the path to financial well-being – all while creating more value for the institution. Presented by Bank of America

In this deep dive on the business of financial health, explore how Bank of America is supporting customers through challenging economic times. Find out why and how the organization has woven financial health into the core of their operations, with new policies designed to improve customer outcomes.

The pandemic underscored how financial institutions must evolve to best serve changing customer needs. Customers relied on their financial partners to support them during turbulent times, and many banks rose to the challenge to provide solutions that are digital, personalized, and support financial health. As economic uncertainty persists, customer expectations of their banking partners continue to grow– from the products and services they offer to where they are offered. Those who will succeed are those who listen, innovate, and provide customers with the experiences they are looking for in today’s world. Hear how financial institutions can meet the moment and innovate to serve changing customer needs.

This two-part Member experience kicks off with an intimate conversation with Financial Health Network President and Chief Executive Officer Jennifer Tescher, followed by a “Shark Tank”-inspired workshop where Members can get real-time feedback on measurement solutions.

Presented by Wells Fargo Join this conversation with panelists from the fintech and research community about the government-to-person payments landscape, the role of innovators, and opportunities for collaboration

Presented by PayPal How do employee benefits really make a difference in workers’ lives? Join us to discuss the findings from PayPal’s new Employee Financial Diaries project, and walk away with new ideas to assess and improve the financial health of your own employees.

Presented by the Financial Health Network’s Financial Solutions Lab This session will pair past Financial Solutions Lab participants with each table for engaging small group discussions about leveraging technology to advance the financial health of low- to moderate-income individuals.

Presented by Financial Health Network’s Attune Platform Hear from innovators who are already using the FinHealth Score® to drive positive financial health outcomes – and chart your own finhealth journey forward – during this fun, interactive lunch.

Presented by Financial Health Network What does the new 2022 Pulse U.S. Trends Report reveal about the current state of financial health? Join the report’s authors and advisors for a discussion about the trends shaping financial health across America and what’s driving these trends.

When we last gathered in person for EMERGE in 2019, the world looked very different. In the turbulent time since, the financial health movement has gained incredible momentum. Now as we finally come back together, we’ll reflect on not only the storms weathered – the financial shocks endured and inequities deepened – but the positive outcomes achieved through innovation, and opportunities to strengthen impact as economic uncertainty continues.

Historically marginalized communities continue to face barriers to financial health. Companies have opportunities to bridge financial health equity gaps by personalizing their delivery of services, applying best practices in behavioral design, and honing their focus on specific segments that need support. Rob Curtis, CEO of Daylight, will discuss the need for organizations to design products and services that address equity in financial health and Daylight’s unique approach to designing financial services that lower barriers to achieving financial health

Hear Acting Comptroller Michael Hsu discuss the need for banks to consider how their products and services can be more supportive of consumers, the changes we are seeing in the market today, and the Office of the Comptroller of the Currency’s efforts in this area.

Hear C. Nicole Mason on women’s economic security on the factors driving worse financial outcomes for women, long-term implications of the pandemic on gender equity, and potential solutions to strengthen economic resilience by closing these critical gaps.

Learn how organizations are investing in financial health and discover how working to improve consumer financial health can be a business driver and differentiator.

In this session, take a look at actions companies have taken to follow through on their commitments to address social inequities and reduce gaps in financial well-being for their workers, customers, and communities.

In this session, learn how financial health metrics can be successfully incorporated into Environmental, Social, and Governance strategies.

Join this session to discuss the trends shaping the financial health of Generation Z, and opportunities for organizations to anticipate current and future needs through innovation.

Join this session to discover how to turn the momentum of Environmental, Social, and Governance efforts into better financial health outcomes for your customers and communities.

In this special conversation with author and journalist Jessica Bruder, learn about the real-life stories captured within her book, uncovering the financial health struggles shaping consumer lives today.

Experience a lively conversation about the roles of business leaders, policy makers, and workers in improving financial health outcomes.

In this session, hear from J.D. Power on the importance of financial health in driving consumer satisfaction and dig into the strategies, metrics, and solutions driving real meaningful impact for people and businesses.

Join this session to consider the implications of personalization for the financially vulnerable and explore how inclusive data models can help ensure all customers are served fairly.

Join this session to explore the unique financial needs of these consumers and how financial services providers, fintechs, nonprofits, and others can take action to advance their financial health.

Join this expert-led discussion to uncover actionable opportunities to better support the unmet financial needs of women.

Explore how to leverage design principles rooted in behavioral insights to uncover what putting financial health first looks like in practice.

In this session, hear from public and private sector speakers on insights gained in the past few years about structuring effective partnerships, ensuring equitable distribution of relief, and preparing for any new challenges the future may hold.