What if there was an alternative to credit cards, enabling customers to finance the products they need at 0% interest? That's a real financial product, and it's called buy now, pay later (BNPL).

Data analytics and consumer intelligence firm J.D. Power on Friday (March 4) launched a financial health certification program that recognizes retail banks and credit card issuers “that deliver a high level of satisfaction” through personalized products and services for their customers.

While retirement savings accounts and health insurance benefits are common offerings for full-time employees at large companies, and many employers have begun offering student loan repayment support in recent years, few workplaces provide help with managing other forms of debt.

The last couple of years have been extraordinary for America’s workforce. The silver lining is businesses have become increasingly empathetic, and are putting the voluntary benefits and programs in place to really support employees both inside and outside the workplace.

In one of the first efforts to tally the impact of recent overdraft fee reforms, a new analysis finds that changes under way at just five banks could save consumers more than $2 billion annually.

During the past decade, the stock market has rallied ever higher, breaking records and fattening the investment accounts of many Americans. But eye-popping annual returns don’t necessarily translate to financial stability.