How can innovative investments and partnerships drive real economic change for communities in need? Fifth Third Bank recently announced the Accelerating Racial Equality, Equity, and Inclusion initiative, a $2.8 billion commitment to uplift historically marginalized people and communities. Today, in collaboration with Enterprise Community Partners, the bank is investing $180 million of that commitment in nine communities across its geographic footprint through the Neighborhood Investment Program. Hear from a panel of the project’s leaders about strategies to purposefully engage neighborhoods and local businesses, and find out what’s next for this initiative.

Recent analysis from the Financial Health Network found that Oportun installment loans cost significantly less over the life of the loan, compared with other loan products available to similar borrowers for near prime consumers or consumers without a credit score. The Financial Health Network’s proprietary True Cost of a Loan study, which reflects total costs to repay a loan fully, revealed that some competitor products will charge you more in interest and fees than the actual amount borrowed. In comparing those products to Oportun installment loans, Financial Health Network found that others charge an average of 6 times more than Oportun does, and in some cases as much as 24 times more. The True Cost of a Loan considers what goes into various types of loan products and provides ways to understand loan affordability.

Nearly two-thirds of workers say it’s becoming more difficult to keep up with financial obligations. As government stimulus programs end, how can organizations help those who are financially vulnerable build a stronger financial future? Watch Rob Levy, Vice President, Research and Measurement at the Financial Health Network, and Leston Welsh, Head of Business Segments for Prudential Group Insurance, discuss the latest reports from their respective organizations underscoring key needs and trends at a national level. Plus, learn what these findings emphasize for employers, along with solutions to support financial health for all employees.

Join us as we discuss the importance of developing equitable measures that encompass all areas of household resilience and prosperity, and how this data could better the economic landscape.

In this panel discussion, explore the power dynamics of traditional research methods and how practices are evolving to give voice to the communities and people they study.

Travel restrictions, stimulus checks, food bank lines, child tax credits... 2021 was full of unprecedented economic events that impacted financial health for different people and communities in vastly different ways. What does it all mean, and where is it all going? Join our concluding panel of leading experts from across sectors as they debate 2021's long-term impact on financial health across race, gender, geography, and more.

Hear from the authors of our annual assessment of U.S. financial health – the Financial Health Pulse® 2021 U.S. Trends report – as they share key findings from an eventful year.

EMERGE Insights is back on Wednesday, November 3. Join this free virtual event to find out about the global economy in the pandemic and what our current state of the world is telling us about where the future is headed.

This September, Life Insurance Awareness Month, is a great time for financial institutions to recognize the positive impact they can have on their customers’ financial health through products like life insurance. Join us for a panel webinar explaining why your customers want to buy life insurance through your financial institution and the steps you can take to deliver the products they need.

Catch up on key moments from our June 2021 virtual event, EMERGE Financial Health.

See the recordings from our October 2020 virtual event, EMERGE Insights.

Learn what works with insights from industry experts on the types of financial health support consumers want and need from their financial institutions.

In this session, hear perspectives from other companies already measuring financial health – the tools they use, and the ways they turn the data into action and impact.

In this session, learn what to consider when deploying resources at your organization, with insights from companies with unique approaches to building financial health infrastructure.

Join us to hear how financial industry leaders have secured stakeholder buy-in to build financial health strategies, ensured employees understand and can rally behind a shared finhealth vision, and integrated financial health as part of their organizational culture.

BlackRock’s commitment to financial well-being has sparked a series of cross-sector partnerships focused on making emergency savings more accessible for low-to-moderate income households. Join Claire Chamberlain, Managing Director of Social Impact at BlackRock, for a deep dive on BlackRock’s flagship philanthropic program and a closer look at their partner-centric approach to proving what is possible and advocating for what it’ll take to shift the entire system.

Join Rochelle Gorey, CEO and Co-Founder of SpringFour, and Ben Schack, Head of U.S. Digital Partnerships for BMO Financial Group, as they discuss their innovative financial health partnership. Learn how this award-winning social impact fintech and multinational bank teamed up to solve problems and deliver assistance for customers through the pandemic and beyond. Discover the impact of their efforts on their employees and brands, and consider tips for successful fintech-bank partnerships.

Joined by our inaugural recipient Dan Schulman, President and CEO, PayPal, Jennifer Tescher, President and CEO, Financial Health Network, and the 2021 honoree, Her Majesty Queen Máxima of the Netherlands, United Nations Secretary-General’s Special Advocate for Inclusive Finance for Development, the discussion will include opportunities to ask questions about the role of leadership in advancing the mission and vision of financial health on a global scale.

JPMorgan Chase & Co. has committed a groundbreaking $30 billion to providing economic opportunities for underserved communities, especially Black and Latinx communities, over the next five years. This spotlight provides context for how JPMorgan Chase & Co. approaches impact at the local level, how it has integrated financial health, as a key pillar to this work, and how it is holding itself accountable to help reduce the racial wealth gap.

Join us for a conversation with D. Steve Boland, President of Retail and Christine Channels, Head of Community Banking and Client Protection as they discuss how they build and implement solutions like Bank of America Advantage SafeBalance™, Keep the Change®, and their Bank of America Secured Card offering, and how they are tracking and evaluating these products’ impact on customer Financial Health.

Join us to learn how these innovators responded to the challenge, found ways to scale their offerings to meet the pressing financial health needs of the moment, and forged pathways to drive impact post-pandemic. We’ll also introduce attendees to the Financial Solutions Lab Accelerator’s new cohort of fintech startups, as we explore innovations that are helping consumers to build financial resilience and long-term stability.

Since 2005, Oportun has leveraged AI-powered models and billions of unique data points to extend more than 4 million loans and $10 billion in affordable credit. This inclusive approach has allowed nearly 1 million customers to establish their credit histories. Find out how this deep commitment to understanding customer financial needs led to a new solution for managing income volatility and covering unexpected expenses – the 2020 launch of the Oportun® Visa® credit card.

Desiree Francis, Head of Community Finance, will use this spotlight to explain the connection between affordable housing and financial health and how Capital One’s Digital Access (CODA) program pilot intends to improve the financial health of residents living in affordable properties the bank has financed by providing high speed digital access, devices, and digital education to families across the country.

In this session, James Beamesderfer, Vice President, Veterans Initiatives at Prudential Financial talks with Thomas Kastner, Financial Wellness Vice President at Wounded Warrior Project about how this partnership supports the financial health and vitality of military families.

Learn how Fifth Third Bank approaches financial health partnerships and explore the great work they are doing with the National Urban League to support communities most impacted by the COVID-19 pandemic, through upskilling and re-skilling services.

In this session, experts and practitioners will share best practices and a potential roadmap for financial services companies to use customer data ethically to improve financial offerings for underserved groups.

In this session, a panel of experts will discuss how the cascading economic consequences of the pandemic are reversing years of progress in workplace equity, and may have long-term implications for women’s financial lives for years to come.

Learn how and why LendingClub made the strategic pivot to prioritize financial health in all of its products and services, how it transformed into a “financial health brand,” and how it’s tracking financial health impacts across its user base to measure success. Walk away with insights to transform your own organization’s financial health business strategy.

In this discussion, learn and share perspectives with financial health experts to start planning for the future of fintech and finhealth.

In this session, we will explore ways that financial institutions, policymakers, and industry leaders can come together to better support Americans relying on the social safety net, both today and in the future.