Helping Employees Manage Debt
A recent study of full-time workers reveals a high need for debt-related benefits, as well as gaps between those who need these benefits most and those who currently have access to them.
Pulse Points Fall 2021: How Families Are Using Child Tax Credits
New Pulse transactional data suggests that child tax credit payments have had a positive financial impact on recipients, particularly those who experienced hardship in the past.
Financial Health Pulse: 2021 U.S. Trends Report
Discover how Americans’ financial health outcomes have changed as COVID-19 continued to create unprecedented disruptions.
Oportun: True Cost of a Loan
A proprietary analysis to quantify the total cost of credit products with various structures, and facilitate comparisons among products for a typical borrower.
Global Financial Wellbeing Report: Disrupting Money Habits
Read the world’s first global financial wellbeing research from nudge global and uncover how employers can break cycles of financial exclusion.
Reexamining Overdraft Programs: A Guide for Financial Institutions
Reforming overdraft can help institutions improve customer finhealth, acquire new customers, and boost loyalty.
Unpaid and Unprotected: How the Lack of Paid Leave for Medical and Caregiving Purposes Impacts Financial Health
Paid leave for medical and caregiving purposes can help workers cope in challenging times.
Member Snapshot 2021: Assessing the Financial Health Maturity of Financial Institutions
Many financial services organizations in the United States are taking action to improve their customers’ and employees’ financial health. Through the Financial Health Maturity Assessment Program, this report assesses the survey responses of 43 Financial Health Network Members to identify key opportunities for financial institutions to advance their financial health strategies. Learn about the actions these Members are taking within each pillar and phase of the FinHealth MAP, and gain insights into the areas they still need to prioritize.
Financial Health Solutions: Targeting Small-Dollar Savings Suggestions to Low-Balance Customers
In partnership with BECU, the largest credit union in Washington state, this study examines the impact of a new mobile app savings feature, Quick Save, which allows members to spontaneously transfer small amounts to their savings accounts with the swipe of a button.
Financial Data: The Consumer Perspective
While technology-driven financial products, services, and institutions have the potential to benefit consumers, they can also pose new risks due to the increased availability of financial data. To better understand the consumer perspective on the use of financial data, the Financial Health Network fielded a nationally representative survey. The findings in this report describe consumer understanding of practices in the financial data ecosystem, and consumer preferences on how they would like personal data to be treated. These findings can serve as a guide to both industry stakeholders and policymakers as they seek to build trust and ensure that both practice and policy serve consumers.
The Worker Financial Wellness Initiative – Making Workers’ Financial Security and Health a C-Suite Priority
The Worker Financial Wellness Initiative was designed to make workers' financial health a priority for executives. Learn why we believe America's largest companies should conduct a Worker Financial Wellness Assessment. JUST Capital and PayPal, in collaboration with the Financial Health Network and the Good Jobs Institute, have established a new initiative to make workers’ financial security and health a C-suite and investor priority. The organizations are calling on the CEOs of America’s largest companies to conduct a Worker Financial Wellness Assessment as a vital first step toward understanding the financial vulnerability of their workforce. Leading research shows that when workers are more financially secure, key business outcomes such as productivity, customer satisfaction, and employee turnover and engagement also improve.
Pulse Points Spring 2021: The Effects of Stimulus Payments and Tax Refunds on Consumer Finances
Stimulus payments and tax refunds caused account inflows to spike 33% in January and 42% in March, according to analysis from our new Pulse Points series.