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Complex challenges demand multifaceted solutions. Explore our research or connect with a Financial Health Network expert for insights on topics that shape financial health.
Featured Research
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FinHealth MAP: Building a Business Strategy for Financial Health Impact
Achieving financial health impact doesn’t need to be a journey into the unknown.
Download the report>Financial Health Solutions: Using Tax Refunds for Debt Repayment
This study is part of a series highlighting Leaders Lab member innovations.
Download the report> -
Financial Health Solutions: Boost Savings with Challenges and Empowering Messages
This study is part of a series highlighting Leaders Lab member innovations.
Download the report>Financial Health Solutions: Increasing Savings with a Choice at Onboarding
This study is part of a series highlighting Leaders Lab member innovations.
Download the report> -
Knowing Better, Doing Better: HR Executives’ Perspectives on Employee Financial Health
In this report, we share insights gathered through a recent survey of HR decision-makers on their awareness of and investments in employee financial health.
Download the report>Financial Health Solutions: Using Tax Refunds for Debt Repayment
A Study with Commonwealth Bank of Australia
Download the report> -
U.S. Financial Health Pulse: 2020 Trends Report
The U.S. Financial Health Pulse: 2020 Trends Report offers rich insights about this unique moment in time, highlighting changes in financial health and profound disparities across race, income, and gender.
Download the report>Consumer Financial Data: Legal and Regulatory Landscape
The use of data in financial services has the potential to promote financial health, but also requires careful evaluation to manage risks and protect consumers.
Download the report> -
Race, Ethnicity, and the Financial Lives of Young Adults
Young adults of color have borne a disproportionate share of economic hardship, as decades of systemic racism have made their communities more vulnerable to the effects of financial health crises.
Download the report>Credit Union Technology Watch: 5G Networks
As emerging 5G technology becomes commonplace, the ways that credit union members connect to their data will completely change.
Download the report> -
How Financial Institutions Can Structure Small-Dollar Credit for Financial Health
Recent regulatory developments have opened opportunities for lenders - particularly banks - to offer small-dollar credit.
Download the report>Building Valuable Customer Relationships Through Financial Health
While the vast majority of customers expect their primary financial institutions (PFIs) to help improve their financial health, few believe their PFIs are actually doing it.
Download the report> -
What Banks Need From Their Technology Stack to Support Consumer Financial Health
Explore the current landscape and opportunities to help financial institutions overcome these barriers to power effective finhealth tools.
Download the report>Balancing Today, Building Tomorrow: How Financially Coping Americans Plan, Save, and Invest
As job losses mount, savings are spent down, household debt grows, and investments shrink during the pandemic, Americans need financial support more than ever.
Download the report> -
Financial Health Can Be So… Retro
Some of the most popular financial health tools introduced by fintechs actually replicate and automate habits and “life hacks” that many households used successfully before the era of electronic banking and payments.
Download the report>Better for Employees, Better for Business: Providing the Tools to Meet the Financial Health Needs of Employees
In this infographic, we focus on employees’ needs for financial guidance, emergency savings, and debt management benefits.
Download the report> -
Credit Union Spotlight: Measuring to Improve Member Financial Health
The National Credit Union Foundation sponsored 3 credit unions to understand the financial health and business impact of a specific product or service.
Download the report>Supporting the Financial Lives of America’s Young People
54% of young people between the ages of 18 and 30 report they have hit financial rock bottom – a situation made worse by pandemic-related job losses and college closures.
Download the report> -
Income, Age, Race, and Gender Are Key Factors as New Data Shows 1 in 3 Americans Earning Less During COVID-19
As the coronavirus crisis enters its third month, few have been spared from the economic impact of the deadly disease.
Download the report>Fintech Over 50: Designing for Low- to Moderate-Income Older Adults
Despite their widespread use of technology, many adults 50 and older find it challenging to handle day-to-day financial needs online.
Download the report> -
Edquity Case Study: Supporting Students with Innovative Emergency Aid
Each year, millions of college students struggle to stay in school not because of academic difficulties, but because of financial challenges.
Download the report>Hawaii Financial Health Pulse: 2019 Survey Results
The majority of Americans are struggling financially – and the everyday economic reality is similar for those who live and work in Hawaii.
Download the report>
-
FinHealth MAP: Building a Business Strategy for Financial Health Impact
Achieving financial health impact doesn’t need to be a journey into the unknown.
Download the report> -
Financial Health Solutions: Using Tax Refunds for Debt Repayment
This study is part of a series highlighting Leaders Lab member innovations.
Download the report> -
Financial Health Solutions: Boost Savings with Challenges and Empowering Messages
This study is part of a series highlighting Leaders Lab member innovations.
Download the report> -
Financial Health Solutions: Increasing Savings with a Choice at Onboarding
This study is part of a series highlighting Leaders Lab member innovations.
Download the report> -
Knowing Better, Doing Better: HR Executives’ Perspectives on Employee Financial Health
In this report, we share insights gathered through a recent survey of HR decision-makers on their awareness of and investments in employee financial health.
Download the report> -
Financial Health Solutions: Using Tax Refunds for Debt Repayment
A Study with Commonwealth Bank of Australia
Download the report> -
U.S. Financial Health Pulse: 2020 Trends Report
The U.S. Financial Health Pulse: 2020 Trends Report offers rich insights about this unique moment in time, highlighting changes in financial health and profound disparities across race, income, and gender.
Download the report> -
Consumer Financial Data: Legal and Regulatory Landscape
The use of data in financial services has the potential to promote financial health, but also requires careful evaluation to manage risks and protect consumers.
Download the report> -
Race, Ethnicity, and the Financial Lives of Young Adults
Young adults of color have borne a disproportionate share of economic hardship, as decades of systemic racism have made their communities more vulnerable to the effects of financial health crises.
Download the report> -
Credit Union Technology Watch: 5G Networks
As emerging 5G technology becomes commonplace, the ways that credit union members connect to their data will completely change.
Download the report> -
How Financial Institutions Can Structure Small-Dollar Credit for Financial Health
Recent regulatory developments have opened opportunities for lenders - particularly banks - to offer small-dollar credit.
Download the report> -
Building Valuable Customer Relationships Through Financial Health
While the vast majority of customers expect their primary financial institutions (PFIs) to help improve their financial health, few believe their PFIs are actually doing it.
Download the report> -
What Banks Need From Their Technology Stack to Support Consumer Financial Health
Explore the current landscape and opportunities to help financial institutions overcome these barriers to power effective finhealth tools.
Download the report> -
Balancing Today, Building Tomorrow: How Financially Coping Americans Plan, Save, and Invest
As job losses mount, savings are spent down, household debt grows, and investments shrink during the pandemic, Americans need financial support more than ever.
Download the report> -
Financial Health Can Be So… Retro
Some of the most popular financial health tools introduced by fintechs actually replicate and automate habits and “life hacks” that many households used successfully before the era of electronic banking and payments.
Download the report> -
Better for Employees, Better for Business: Providing the Tools to Meet the Financial Health Needs of Employees
In this infographic, we focus on employees’ needs for financial guidance, emergency savings, and debt management benefits.
Download the report> -
Credit Union Spotlight: Measuring to Improve Member Financial Health
The National Credit Union Foundation sponsored 3 credit unions to understand the financial health and business impact of a specific product or service.
Download the report> -
Supporting the Financial Lives of America’s Young People
54% of young people between the ages of 18 and 30 report they have hit financial rock bottom – a situation made worse by pandemic-related job losses and college closures.
Download the report> -
Income, Age, Race, and Gender Are Key Factors as New Data Shows 1 in 3 Americans Earning Less During COVID-19
As the coronavirus crisis enters its third month, few have been spared from the economic impact of the deadly disease.
Download the report> -
Fintech Over 50: Designing for Low- to Moderate-Income Older Adults
Despite their widespread use of technology, many adults 50 and older find it challenging to handle day-to-day financial needs online.
Download the report> -
Edquity Case Study: Supporting Students with Innovative Emergency Aid
Each year, millions of college students struggle to stay in school not because of academic difficulties, but because of financial challenges.
Download the report> -
Hawaii Financial Health Pulse: 2019 Survey Results
The majority of Americans are struggling financially – and the everyday economic reality is similar for those who live and work in Hawaii.
Download the report>

The Financial Solutions Lab's vision is to improve the financial lives of people in America by identifying, testing, and scaling the most promising financial innovations.
