Advancing Cross-Sector Action on FinHealth
The financial health challenges we face are bigger than any of us can solve alone. Join us to discuss how we can collaborate on standards and systems that move the needle on financial health.
The Transformative Power of Financial Health Measurement
Hear how innovators have achieved meaningful outcomes for employees, customers, and communities by measuring financial health – and consider how your organization can use measurement to drive change.
Community-Based Approaches to Driving Impact: The Power of Local Financial Institutions
Don’t miss this discussion on the vital role community-serving financial institutions play in promoting financial health and equity.
Maintaining Momentum in the Fight for Racial Equity
Listen in as financial services, philanthropy, and community leaders look back at our progress in the three years since George Floyd’s murder – and look ahead to the work that remains to be done.
Designing Products and Benefits That Work
Get real-life lessons from business leaders designing and testing effective finhealth solutions for their customers and employees.
Walking the Talk: Living the Business Case for FinHealth
What does it really mean to be a financial health-focused business? Hear case studies from companies at different stages of living out their financial health strategies.
Diving Deeper: The Financial Health Needs of People With Disabilities
Join us for an intimate session with disability experts and individuals with lived experience as they discuss what it will take to create an equitable system. Featuring brand-new research from the Financial Health Network and Principal® Foundation.
Taking the Pulse of Financial Health and Spending in America
Drawing on insights from the most recent research – including the 2023 Financial Health Pulse® U.S. Trends Report and the 2023 FinHealth Spend Report – this session will paint a nuanced picture of Americans’ financial health and the challenges they face today.
EMERGE Insights 2023 Schedule
EMERGE Insights 2023: Groundbreaking Data, Actionable Solutions
EMERGE Insights 2023 is the place for finhealth leaders across sectors to join together, identify urgent needs, and prepare to do their best work yet.
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Helping Small Business Employers Deliver Financial Inclusion Benefits
Small businesses often struggle to provide the financial inclusion benefits offered by larger employers. What solutions could close the gap for millions of American workers? This article is EMERGE sponsored content presented by Principal Financial Group.
Thank you for Registering for Renter Financial Health and Financial Shock-Absorbers
Renter Financial Health and Financial Shock-Absorbers
Join 2022 Financial Solutions Lab Exchange grantee Flagstone Initiative as they discuss how early intervention can support renters’ financial health.
Thank you for Registering for Uplifting Communities Through Fintech: Building a Pathway to Financial Inclusion
EMERGE Workplace 2023: Connecting to the Worker Financial Experience
Join us in Las Vegas after SHRM23 for this immersive half-day event, one that will transform your understanding of what workers go through beyond the four walls of their workplace and prepare you to deliver finhealth benefits that serve your workers effectively.
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Jennifer Tescher | Leaning Forward for FinHealth
The road to financial health for all is long, and Financial Health Network President & CEO Jennifer Tescher has been walking it for almost two decades. In that time, she’s learned that lasting change requires diverse ideas and voices. She started EMERGE Everywhere with that vision, and over the past year, she’s hosted finhealth visionaries making change across sectors. Listen to this special solo episode to hear Jen’s thoughts on the progress of financial health – and her hopes for the year ahead.
Dr. Bechara Choucair | The Next Great Health Crisis
Dr. Bechara Choucair grew up in Beirut in the midst of the Lebanese Civil War, raised by parents that created stability in an otherwise unstable time. What he learned then informs his current work as Senior Vice President and Chief Health Officer for Kaiser Permanente: Stable environments create better, more equitable outcomes. In this episode, Dr. Choucair explains how health systems can promote health by fighting back against financial insecurity, which he sees as the next great health crisis.
Closing the Racial Wealth Gap Through Tech, Community, and Empowerment
Join 2022 FSL Accelerator cohort member Stackwell Capital for a discussion of how finhealth stakeholders can empower Black communities to build meaningful wealth that shrinks the racial wealth gap.
John Hope Bryant | Lessons of History and Hope
In 1992, John Hope Bryant brought a bus full of largely White corporate leaders to witness the disinvestment in South Central LA. This was the first big move for Operation HOPE, Inc., a nonprofit that John founded to empower underserved communities through financial literacy. In this episode, John and Jennifer discuss everything he’s learned in the 30 years since that first bus tour – including the importance of financial inclusion and building Black wealth.
How Bank of America Supports Financial Well-Being
Low- and moderate-income households face daily financial challenges, which have been intensified by the pandemic and the continued racial wealth gap. Financial institutions like Bank of America can address these barriers to financial health through programs like Community Banking. In this video, Bank of America’s Head of Community Banking and Consumer Governance Christine Channels explains how its unique Consumer Banking program supports underserved communities and small businesses alike on the path to financial well-being – all while creating more value for the institution. Presented by Bank of America
Tom Spann | Delivering Brighter Futures to Employees
Tom Spann is no stranger to helping people tackle financial challenges without judgment. He founded Accolade in 2007 to help working Americans navigate their health benefits, then moved on to co-found employee financial wellness company Brightside in 2017. He did so to shed light on what he sees as a critical, yet underserved, part of health equity: financial health. In this episode, Tom and Jennifer discuss the role employers can play in improving financial well-being and using behavioral science to make managing money easier.
Gigi Hyland | Championing Credit Unions and Communities
A longtime finhealth champion in the credit union industry, Gigi Hyland has spent her career empowering credit unions to work within their communities to address today’s unique financial health challenges. In this episode, Gigi and Jennifer discuss how credit unions can better serve their members' financial needs, technology's role in building financial well-being, and the deeply intertwined relationship between physical health and financial health.
Michael J. Hsu | Trust, Hope, and the Financial System
As a doctor’s son, Michael Hsu sees many parallels between the financial health movement and the goals of medicine: “The point is not to administer medicine. The point is to have healthy patients so that they can go about their lives.” He applies that perspective daily in his work as Acting Comptroller of the Currency. In this episode, Michael and Jennifer discuss how growing the federal government’s focus on finhealth can serve consumers and their communities while rebuilding faith in our institutions.
America Needs Small Businesses. Here’s How We Can Help Them Succeed
Small businesses are essential to our economic well-being, but they face common challenges. Learn how the Mastercard Center for Inclusive Growth is building a support ecosystem to help them and fuel an inclusive economic recovery. This article is EMERGE sponsored content presented by Mastercard Center for Inclusive Growth.
Holly O’Neill | A Consumer-Centric Culture
Holly O’Neill believes in the importance of building a consumer-first culture, having spent most of her career designing banking products and services around the true financial health needs of customers. Now, as president of retail banking for Bank of America, Holly joins Jennifer to discuss her work advocating for the financial health of consumers and the role retail banks can play in improving financial wellness.
EMERGE Financial Health FAQ
Making Financial Health Part of Our DNA
In this deep dive on the business of financial health, explore how Bank of America is supporting customers through challenging economic times. Find out why and how the organization has woven financial health into the core of their operations, with new policies designed to improve customer outcomes.
Serving Customers As Their Needs And Expectations Evolve
The pandemic underscored how financial institutions must evolve to best serve changing customer needs. Customers relied on their financial partners to support them during turbulent times, and many banks rose to the challenge to provide solutions that are digital, personalized, and support financial health. As economic uncertainty persists, customer expectations of their banking partners continue to grow– from the products and services they offer to where they are offered. Those who will succeed are those who listen, innovate, and provide customers with the experiences they are looking for in today’s world. Hear how financial institutions can meet the moment and innovate to serve changing customer needs.
Just for Members: A Chat and a Challenge
This two-part Member experience kicks off with an intimate conversation with Financial Health Network President and Chief Executive Officer Jennifer Tescher, followed by a “Shark Tank”-inspired workshop where Members can get real-time feedback on measurement solutions.
Innovations in Payment Solutions for Government Issued Funds
Presented by Wells Fargo Join this conversation with panelists from the fintech and research community about the government-to-person payments landscape, the role of innovators, and opportunities for collaboration
Financial Diaries: A Deeper Look at Employee Financial Health
Presented by PayPal How do employee benefits really make a difference in workers’ lives? Join us to discuss the findings from PayPal’s new Employee Financial Diaries project, and walk away with new ideas to assess and improve the financial health of your own employees.
How Innovation Can Move the FinHealth Needle: Field Notes from the Frontlines
Presented by the Financial Health Network’s Financial Solutions Lab This session will pair past Financial Solutions Lab participants with each table for engaging small group discussions about leveraging technology to advance the financial health of low- to moderate-income individuals.
Measure, Learn, Act: FinHealth in the Real World
Presented by Financial Health Network’s Attune Platform Hear from innovators who are already using the FinHealth Score® to drive positive financial health outcomes – and chart your own finhealth journey forward – during this fun, interactive lunch.
Financial Health Pulse: How are People Faring Financially in 2022?
Presented by Financial Health Network What does the new 2022 Pulse U.S. Trends Report reveal about the current state of financial health? Join the report’s authors and advisors for a discussion about the trends shaping financial health across America and what’s driving these trends.
Keynote Address with Jennifer Tescher, President and Chief Executive Officer, Financial Health Network
When we last gathered in person for EMERGE in 2019, the world looked very different. In the turbulent time since, the financial health movement has gained incredible momentum. Now as we finally come back together, we’ll reflect on not only the storms weathered – the financial shocks endured and inequities deepened – but the positive outcomes achieved through innovation, and opportunities to strengthen impact as economic uncertainty continues.
Keynote Address: Designing Financial Health for All
Historically marginalized communities continue to face barriers to financial health. Companies have opportunities to bridge financial health equity gaps by personalizing their delivery of services, applying best practices in behavioral design, and honing their focus on specific segments that need support. Rob Curtis, CEO of Daylight, will discuss the need for organizations to design products and services that address equity in financial health and Daylight’s unique approach to designing financial services that lower barriers to achieving financial health
Navigating the True Costs of Auto Insurance for Low-income Americans
Financial Solutions Lab alums Propel and Sigo Seguros discussed providing affordable and accessible auto insurance to the Spanish-speaking market. Between higher purchase prices and the fluctuating cost of gas, auto ownership and maintenance is stretching the budgets of many households across the country. And that's before you consider the fact that a disproportionate number of drivers from immigrant and low-income communities are rated as "high risk" policyholders and pay above average insurance costs.
Keynote Address: The Policy and Potential of Financial Health
Hear Acting Comptroller Michael Hsu discuss the need for banks to consider how their products and services can be more supportive of consumers, the changes we are seeing in the market today, and the Office of the Comptroller of the Currency’s efforts in this area.
Building Economic Security for Women in a Post-Pandemic World
Hear C. Nicole Mason on women’s economic security on the factors driving worse financial outcomes for women, long-term implications of the pandemic on gender equity, and potential solutions to strengthen economic resilience by closing these critical gaps.
Banking on Financial Health
Learn how organizations are investing in financial health and discover how working to improve consumer financial health can be a business driver and differentiator.
Advancing Equity In Financial Health
In this session, take a look at actions companies have taken to follow through on their commitments to address social inequities and reduce gaps in financial well-being for their workers, customers, and communities.
Making ESG Part of Your Financial Health Strategy
In this session, learn how financial health metrics can be successfully incorporated into Environmental, Social, and Governance strategies.
Innovating for the Next Generation of Consumers: Gen Z
Join this session to discuss the trends shaping the financial health of Generation Z, and opportunities for organizations to anticipate current and future needs through innovation.
Integrating Financial Health and ESG
Join this session to discover how to turn the momentum of Environmental, Social, and Governance efforts into better financial health outcomes for your customers and communities.
Voices of Economic Struggle, with “Nomadland” Author Jessica Bruder
In this special conversation with author and journalist Jessica Bruder, learn about the real-life stories captured within her book, uncovering the financial health struggles shaping consumer lives today.
Workforce Financial Health: Who’s Responsible?
Experience a lively conversation about the roles of business leaders, policy makers, and workers in improving financial health outcomes.