Access videos, recorded virtual event sessions, and series.
How can innovation better serve consumers of color? Join us to understand how fintech tools and trusted community institutions can support the financial health of consumers of color and young people.
Recent analysis from the Financial Health Network found that Oportun installment loans cost significantly less over the life of the loan, compared with other loan products available to similar borrowers for near prime consumers or consumers without a credit score. The Financial Health Network’s proprietary True Cost of a Loan study, which reflects total costs to repay a loan fully, revealed that some competitor products will charge you more in interest and fees than the actual amount borrowed. In comparing those products to Oportun installment loans, Financial Health Network found that others charge an average of 6 times more than Oportun does, and in some cases as much as 24 times more. The True Cost of a Loan considers what goes into various types of loan products and provides ways to understand loan affordability.
Nearly two-thirds of workers say it’s becoming more difficult to keep up with financial obligations. As government stimulus programs end, how can organizations help those who are financially vulnerable build a stronger financial future? Watch Rob Levy, Vice President, Research and Measurement at the Financial Health Network, and Leston Welsh, Head of Business Segments for Prudential Group Insurance, discuss the latest reports from their respective organizations underscoring key needs and trends at a national level. Plus, learn what these findings emphasize for employers, along with solutions to support financial health for all employees.
In this panel discussion, explore the power dynamics of traditional research methods and how practices are evolving to give voice to the communities and people they study.
Travel restrictions, stimulus checks, food bank lines, child tax credits... 2021 was full of unprecedented economic events that impacted financial health for different people and communities in vastly different ways. What does it all mean, and where is it all going? Join our concluding panel of leading experts from across sectors as they debate 2021's long-term impact on financial health across race, gender, geography, and more.
This September, Life Insurance Awareness Month, is a great time for financial institutions to recognize the positive impact they can have on their customers’ financial health through products like life insurance. Join us for a panel webinar explaining why your customers want to buy life insurance through your financial institution and the steps you can take to deliver the products they need.
Join Rochelle Gorey, CEO and Co-Founder of SpringFour, and Ben Schack, Head of U.S. Digital Partnerships for BMO Financial Group, as they discuss their innovative financial health partnership. Learn how this award-winning social impact fintech and multinational bank teamed up to solve problems and deliver assistance for customers through the pandemic and beyond. Discover the impact of their efforts on their employees and brands, and consider tips for successful fintech-bank partnerships.
Learn how consumers are using Earned Wage Access (EWA) and Direct-to-Consumer (D2C) Advance products to bridge gaps between earning and accessing income, gain data-driven insights to guide key decisions in a showcase of findings from our recent consumer usage research, and discuss the ongoing policy debate.
Hear from several companies who have tested the impact of their financial health innovations, and learn about the behavioral techniques they leveraged for their savings programs that drove deeper engagement, increased savings deposits, and grew savings balances.
Employers are increasingly looking at equity compensation programs as a way to promote employee financial wellness. How can equity compensation strategy influence holistic employee financial health in a post-COVID world? Morgan Stanley at Work’s Rodney Bolden and Andrew Lendnal discuss this important topic in an exclusive EMERGE Workplace video.
Join us to explore how to apply behavioral design principles to understand the factors that influence decision-making in various processes by key players within an organization, firm, or venture incubator and learn new strategies for debiasing recruitment and promotions processes to ensure hiring and retention of diverse teams.
Hear from an expert about the financial health challenges people with disabilities face and the opportunity to tailor fintech products and services to their needs.
Join us as representatives of Fifth Third Bank and the National Urban League discuss their efforts to remove barriers to equity, and how Fifth Third is working to close the income gap through innovative financial empowerment tools to improve financial health for all.
Despite being the most diverse group in the nation’s history, today’s young adults are often viewed as a monolithic group. A detailed look at their financial health tells a different story, however. Join us to explore key findings from the recently released report “Race, Ethnicity, and the Financial Lives of Young Adults,” along with solutions that can dismantle systemic barriers and improve financial health for all.
While the COVID-19 pandemic has heightened awareness of the financial hardships millions of Americans now face, the economic impact has been disproportionately felt by some communities more than others. Discover innovative solutions nonprofits are developing and deploying to support the financial recovery of immigrants, people with disabilities, and other vulnerable populations during this time of crisis and beyond.
Financial health initiatives have become more common in the workplace. But how do employers know if the solutions they offer are actually addressing their employees’ needs? When faced with an uncertain economic future, how can employers make more targeted, high-impact benefits decisions?
Explore insights into the relationship between bank tech stacks and consumer finances, including the evolution of digital banking and personal finance technology trends.