Sixty percent of households in America have experienced a financial shock in the past 12 months, according to Pew research. Close to 800,000 federal government employees were affected by the Dec 2018 – Jan 2019 government shutdown, forcing them to go without a paycheck for 35 days and giving this statistic a face. In her inaugural Forbes contribution, the Financial Health Network’s founder and CEO Jennifer Tescher explores the impact of these shocks and the role employers like the U.S. Government can play in fostering financial resilience among their employees.

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