Data Set

1. These data are the property of the Financial Health Network and the University of Southern California (USC). The signatory agrees not to sell, share, or distribute the data set or portions of the data set to other individuals or entities outside of the signatory’s organization.[1]
2. While making these data generally available, the Financial Health Network reserves the right to deny usage rights to any individual or organization for usages deemed inappropriate.
3. Any information in the data concerning individual persons, households, enterprises or institutions will remain confidential. Users will not publish any information about individuals that could serve to identify them, alone or in connection with other information. These data will not be combined with other data that could serve to re-identify individuals. No attempt will be made to re-identify the data.
4. Public citations of the data will include only aggregated frequencies, percentages, or the results of statistical analysis. Any other type of citation will be cleared with the Financial Health Network in advance.
5. Any public written citation of these data or analysis based on these data should acknowledge the data source as: “The analysis presented in this publication relies on data from survey(s) administered by the Understanding America Study, which is maintained by the Center for Economic and Social Research at the University of Southern California (USC). These data are part of the U.S. Financial Health Pulse, run by the Financial Health Network. The content of this publication is solely the responsibility of the authors and does not necessarily represent the official views of USC or the Financial Health Network.”
6. Public citations that meet all of these criteria need not be approved in advance, however any journal articles, conference papers, blog posts, book chapters, presentations, and other publications that cite these data should be shared with the Financial Health Network via this email address: pulse@finhealthnetwork.org
7. This statement shall remain valid even after conclusion of the work on the data. Any individual or organization that violates the aforementioned provisions may be held legally responsible.

Questionnaire

8. Signatory can use or adapt any questions in the questionnaire in their own research.
9. No formal citation is required; however, signatory should alert the Financial Health Network to usage of questions from the questionnaire in other research via this email address: pulse@financialhealthnetwork.org

[1] By agreeing to these conditions, the signatory represents all persons within his or her organization and is responsible for the correct usage of these data within the organization.