Consumer Profiles

FinHealth matters, and a private look into a financial diary shows us why

By Rachel Schneider, Financial Health Network When Jonathan Morduch and I started working with the families associated with the US Financial Diaries research — featured in our recently released book, The Financial Diaries — we thought it might be hard to get people to share the intimate details of their financial lives with us. After all, how many of…

Why Providers Should Know Their Customers’ Unique Financial Stories

An EMERGE Pre-Conference Interview with Speaker Lynnette Khalfani-Cox By Elizabeth Vivirito, Financial Health Network Lynnette Khalfani-Cox We sat down with Lynnette Khalfani-Cox, New York Times best-selling author and CEO/Co-Founder of AskTheMoneyCoach.com, for a candid conversation about why providers should know their customers’ unique financial stories, what works to inspire consumers to act, and the importance…

#FinHealthMatters: Principles Of Increase

By Aja McClahanan I’m a child of the 80s and came of age in the 90s. If you don’t know much about that time period, I’ll sum it up for you: the rise pop culture consumerism. Rappers, ball players and other larger-than-life personalities defined success for us in terms of the “bling.” The more diamond-encrusted…

#FinHealthMatters: Know Money

By Steven M. Hughes LET’S REWIND. I’m a freshman in college, hungry for food and new experiences as I’m walking across the library bridge. From one end to the other are tables filled with coupons for free pizza, subs and credit cards (one of these things are not like the others). Shortly after all the…

#FinHealthMatters: Six Figures Under

By Stephanie Jones Have you ever avoided going to the doctor about an ache or pain simply because you were afraid of what the diagnosis might be? That happens with finances too. In fact, that was totally me three years ago. While my husband was in law school, I knew our debt was mounting, but…

#FinHealthMatters: Broke Parents

By Bobbi Dempsey Growing up in severe poverty, smart financial skills aren’t something you learn. I say that from personal experience. Survival is the main goal, and you do anything necessary just to get your hands on enough food to make it through the day. You have a very negative view of — and relationship with — money, as…

#FinHealthMatters: His & Her Money

What does financial health mean to me? If only I were presented with that question eighteen years ago when I was a young man entering the United States Army, maybe I wouldn’t have made some of the mistakes I have made in the area of my finances.

#FinHealthMatters: Saidia Financial Solutions

By Tai Stewart Ever since I can remember, my dad was always the financial manager in our household. He knew how to support 8 kids and a wife on less than $40,000, and we didn’t lack any basic necessities. As the eldest child, I was the recipient of most of the financial lessons since I…

#FinHealthMatters: Simple Disability Insurance

By Amanda K. Lettmann Disability comes quickly and very unexpectedly. One moment you are healthy, another moment you are having open heart surgery — at least that’s what happened to me. In the early 1990’s, I learned dearly the importance of having sound financial health. At the time I was 29, an avid runner, cyclist, and fitness…

#FinHealthMatters: Center for Financial Inclusion

By Jeffrey Riecke, Communications Specialist, CFI This morning I had the luxury of splitting an Uber with my girlfriend for our to-work transportation. Neither she nor I are affluent by United States standards, but I would say we’re relatively financially healthy. Most months, our expenses like rent, food, medical bills, and student loans are low…

#FinHealthMatters: Fresh Finance

By Eric Patrick, BlackMarketExchange Spring 2011. That’s when I graduated from Howard University’s pharmacy school. I felt like I hit the lotto. No more waiting on refund checks, which at the time felt like a million dollars. I was now going to be a licensed pharmacist with a paycheck that was sure to prevent me…

#FinHealthMatters: Debt Free Divas

By Toni Husbands, Debt Free Divas As a mother of two very young children, staying healthy is a priority because I want to remain active with them as we all grow older. Helping my children develop healthy lifestyle habits is important so hopefully one day they can pass that on to my grandchildren. I didn’t…