Policy

As a trusted resource on issues impacting financial health, we provide valuable perspectives to policymakers, regulators, and business stakeholders on industry innovations and consumer financial needs. Our goal? To create connections between the business and policy communities, ultimately helping to fuel better products and services to improve financial health for all.

Understanding Policy and Financial Health

In our policy work to date, we have uncovered several key findings:

  • Data access and privacy, the role of emerging technology, and solutions to expand credit are a few of the key policy issues today impacting the future of industry innovation.

  • Providers need clarity and confidence in the regulatory landscape to innovate effectively.

  • As a growing number of organizations beyond traditional financial institutions deliver financial health solutions, open dialogue between policymakers and the broader community is key for regulatory development.

Data Spotlight

By providing a set of standards for quality finhealth products and services, our Compass Principles have been integral in shaping regulations in this space.

Why Policy Matters for Financial Health

Well-designed regulations are key for ensuring responsible innovation and quality products that further the financial health of everyday Americans. As providers from education to healthcare join in developing financial health solutions, an ongoing dialogue between policymakers and providers will be crucial in shaping new regulations that support businesses as well as the consumers they serve.

How We Can Help

Leveraging our deep knowledge of consumer needs and industry relationships, the Financial Health Network helps policymakers define and articulate best practices that will lead to long-term benefits for providers as well as consumers. We are focused on informing and advising on the most pressing policy issues in the space, from defining standards for quality in the prepaid card sector to creating guidelines for responsible consumer data use. Above all, we create a welcoming platform for members of the policy community to share our vision of financial health for all.

Explore All Related Research

Additional Research Topics

Financial health depends on a complex set of factors and circumstances. That’s why the Financial Health Network produces research in a variety of areas impacting our financial lives.