What We Do / Research
Payments
Payments Technologies to Improve Financial Health
Payments is a rapidly changing area of the financial services industry. With a range of new technologies – including Remote Deposit Capture, mobile wallets, real-time texting, and the advanced functionality of General Purpose Reloadable (GPR) prepaid cards – payments is a sector with great potential to increase the financial health of financially underserved Americans.
From the Financial Health Network’s inception, we have compiled research, supported programs, and funded innovations that seek to develop quality payment technologies. We believe that improvements in payment options can affect improvements in other areas of consumers’ lives. Reduced fees in check cashing, for example, can allow consumers to save more and build financial resilience in case of emergencies, or to pay bills on time and increase their credit rating.
Payments
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Webinar: Solving the Cash Crunch: Helping Small Businesses Access Check Funds Faster
Watch a presentation and discussion about the challenges that checks place on small business cash flow.
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Solving the Cash Crunch
The Financial Health Network uncovers three ways providers can help small businesses access check funds and manage cash flow successfully.
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Making Payroll Cards Work for Employees
An in-depth look at employee payroll card usage and opportunities for improvement in card design and delivery.
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2017 Financially Underserved Market Size Study
The Financial Health Network presents our 2017 Financially Underserved Market Size Study that illustrates the growing opportunity to address the needs of financially underserved consumers and identifies significant trends...
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Amy Cox Household Profile: Living Paycheck to Paycheck
U.S. Financial Diaries Case study: Amy Cox is a white 34-year-old single mother of two. She lives with her children, Hailey, 9, and Andy, 8, near Cincinnati, OH. A...
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The Financial Health Network Comment Letter on Proposed Amendments to Rules Concerning Prepaid Accounts
The Financial Health Network submitted this letter in response to the request for comment on the proposed Amendments to Rules Concerning Prepaid Accounts, issued by the Consumer Financial Protection...
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2017 Payroll Industry Scorecard
The Financial Health Network offers its first quality assessment of the payroll card industry.
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Global Financial Health Framework
This paper expands upon the Financial Health Network's initial financial health research and applies it to a global setting.
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Compass Principles: Transaction Product Examples
This one-pager gives examples of applying the Compass Principles to transaction products.
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2016 Financially Underserved Market Size Study
The Financial Health Network and Core Innovation Capital present this 6th annual market analysis to illustrate the size of the opportunity to address the needs of financially underserved consumers...
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